At Ashworths we love helping people find their ideal home.
Over the years we’ve built up lots of knowledge about the process, what to do, and what not to do.
Here are our seven top tips, in no particular order, to make buying a property a successful and stress-free experience.
Budget properly – Buying a home is often more expensive than people think. Consider all costs involved including surveys, any mortgage arrangement fees and legal costs. And for those buying a second home, don’t forget the stamp duty surcharge.
Know your credit score – It’s really worthwhile checking your credit score is up to date and accurate before applying for a mortgage.
Mortgage in Principle – If you have a mortgage in principle from a lender this, along with proof of your deposit, will get you seen as a ‘serious buyer’.
Know the neighbourhood – Do your research into the areas you are interested in. Visit at different times of the day, perhaps even knock on neighbours doors to get their opinions.
Leasehold Danger – If buying a leasehold property find out how long the lease is for. If it is less than 80 years think carefully about the costs involved in extending it.
Choose solicitors with care – Not all solicitors who deal with property sales are of the same quality. Get 3 quotes and remember cheap is not always cheerful.
Make friends with estate agents – We’re not all dodgy and by building rapport with estate agents you’ll often get alerted first when prime property fitting your requirements hits the market.
Small print – Although we know these tips are wise they don’t constitute legal advice tailored to your situation.
If you have any property related questions please don’t hesitate to get in touch with us – we’d love to help you.
Thanks for reading,
Want a SOLD sign outside your property quicker? Call us now on 01277 545 065 or email us at firstname.lastname@example.org for honest, expert and friendly advice.